Just thought I would give the heads up (to entice some of you) to purchase some of the 200+ notes that I just listed for sale on Folio for Lending Club.
The loans with decreasing FICOs are listed at a 2.5% discount, no change in FICO at 1% discount, and increasing FICO 0.5% discount.
Many of the loans have no missed payments.
EDIT: I should point out that the credit grades range from C-G
I'm not seeing a block of notes matching that description. (And no, I don't think they were bought before I could look.) This was 2.5% - 0.5% _discount_, right? I'm using the 'never late' search, by the way. I should at least see some there, I would think.
Yeah even after waiting an hour to see if they might show up, all I'm seeing that's remotely close to the ones described are notes that have grace period payments and such. Either LC's processing is a bit behind at this late hour, something went wrong with the posting of them, or I misunderstood what kind of notes they are.
Edit- And of course right after I posted that, some showed up. I picked up 23 of them. Looks like these are all $50 notes.
Sorry about that Core...
Interest Radar took a little bit longer than usual to get the notes relisted at my updated prices...
This time I made sure they re-posted
I've increased the discount to range from 2-5% depending on FICO trend (as listed below)...
6095135 26438642 $50.00 21.15% Current $8.10-41.90 $47.03 $0.78[0.9m] $47.81 $46.85 -2.01% 02/21/14
5197323 23760741 $50.00 24.70% Current $11.60-38.40 $46.32 $0.65[0.6m] $46.97 $46.03 -2.00% 02/21/14
6525867 28391821 $50.00 22.70% Current $7.00-43.00 $47.64 $0.55[0.6m] $48.19 $47.23 -1.99% 02/21/14
1415411 13256376 $25.00 19.72% Current $11.05-13.95 $20.25 $0.11[0.3m] $20.36 $19.95 -2.01% 02/21/14
4566201 23142364 $50.00 21.49% Current $10.88-39.12 $46.01 $0.80[0.9m] $46.80 $45.87 -1.99% 02/21/14
6542285 28328403 $50.00 22.70% Current $7.00-43.00 $47.64 $0.87[0.9m] $48.51 $46.08 -5.01% 02/21/14
3289900 19196044 $50.00 22.47% Current $15.29-34.71 $44.48 $0.81[0.9m] $45.28 $44.38 -1.99% 02/21/14
1457851 12637247 $75.00 18.75% Current $32.81-42.19 $60.31 $0.91[0.9m] $61.22 $59.08 -3.50% 02/21/14
6179034 26882438 $100.00 22.70% Current $16.80-83.20 $94.28 $1.61[0.9m] $95.89 $91.10 -5.00% 02/21/14
6627686 28684236 $50.00 20.80% Current $6.70-43.30 $47.53 $0.64[0.7m] $48.16 $45.76 -4.98% 02/21/14
7694808 32684263 $50.00 25.83% Current $4.47-45.53 $48.73 $0.74[0.7m] $49.47 $48.48 -2.00% 02/21/14
6189985 26898895 $100.00 22.20% Current $16.62-83.38 $94.20 $1.18[0.6m] $95.39 $93.47 -2.01% 02/21/14
5948812 26207710 $50.00 24.08% Current $10.08-39.92 $46.75 $0.37[0.3m] $47.12 $46.18 -1.99% 02/21/14
6520807 28223111 $50.00 22.70% Current $8.40-41.60 $47.14 $0.29[0.3m] $47.43 $46.48 -2.00% 02/21/14
1493891 13458144 $25.00 15.31% Current $10.02-14.98 $19.81 $0.06[0.2m] $19.87 $19.47 -2.01% 02/21/14
3219802 18407249 $50.00 21.98% Current $15.18-34.82 $44.40 $0.79[0.9m] $45.18 $44.29 -1.97% 02/21/14
6189540 26866477 $100.00 21.60% Current $16.38-83.62 $94.12 $1.58[0.9m] $95.71 $93.79 -2.01% 02/21/14
1466029 12735928 $75.00 17.27% Current $31.79-43.21 $59.85 $0.81[0.9m] $60.66 $57.63 -5.00% 02/21/14
4286780 21969667 $50.00 20.49% Current $11.97-38.03 $45.35 $0.72[0.9m] $46.08 $43.77 -5.01% 02/21/14
7649737 31727404 $50.00 25.80% Current $4.47-45.53 $48.73 $0.95[0.9m] $49.67 $47.20 -4.97% 02/21/14
5616388 24440559 $50.00 21.49% Current $9.52-40.48 $46.54 $0.73[0.8m] $47.26 $45.62 -3.47% 02/21/14
5767803 25209980 $50.00 6.00% Late (31-120 days) $3.84-46.16 $47.13 $0.91[3.8m] $48.04 $9.51 -80.20% 02/21/14
1637912 15494977 $25.00 21.98% Current $9.66-15.34 $21.33 $0.30[0.7m] $21.63 $20.55 -4.99% 02/21/14
1481290 12947425 $50.00 21.00% Current $22.95-27.05 $40.66 $0.55[0.7m] $41.21 $39.15 -5.00% 02/21/14
4084601 21409952 $50.00 22.47% Current $12.51-37.49 $45.57 $0.63[0.7m] $46.20 $44.58 -3.51% 02/21/14
6187614 26739704 $100.00 25.80% Current $17.88-82.12 $94.73 $1.45[0.7m] $96.18 $94.26 -2.00% 02/21/14
2144679 15722333 $25.00 24.89% Current $10.22-14.78 $21.58 $0.27[0.6m] $21.85 $20.76 -4.99% 02/21/14
9077000 34973535 $50.00 21.00% Current $2.70-47.30 $49.04 $0.53[0.6m] $49.56 $47.09 -4.98% 02/21/14
7369911 31033405 $50.00 23.70% Current $5.68-44.32 $48.19 $0.58[0.6m] $48.77 $47.79 -2.01% 02/21/14
5616872 24761292 $50.00 21.00% In Grace Period $11.28-38.72 $43.69 $1.18[1.5m] $44.87 $43.30 -3.50% 02/21/14
1626949 14854214 $25.00 23.76% Current $10.65-14.35 $21.22 $0.22[0.5m] $21.44 $21.01 -2.01% 02/21/14
3369667 19376296 $50.00 21.98% Current $15.18-34.82 $44.40 $0.43[0.5m] $44.83 $43.93 -2.01% 02/21/14
6568998 29443491 $50.00 22.70% In Grace Period $5.60-44.40 $48.13 $1.40[1.5m] $49.52 $47.05 -4.99% 02/21/14
1465511 12907470 $25.00 24.89% Current $12.41-12.59 $20.71 $0.11[0.2m] $20.82 $20.40 -2.02% 02/21/14
6935719 29480455 $50.00 25.99% Late (31-120 days) $4.47-45.53 $48.74 $2.66[2.5m] $51.39 $10.18 -80.19% 02/21/14
5895302 25801792 $50.00 23.50% Current $9.94-40.06 $46.71 $0.42[0.4m] $47.13 $46.19 -1.99% 02/21/14
1547996 14009851 $50.00 21.98% Current $22.08-27.92 $41.46 $0.35[0.4m] $41.81 $39.72 -5.00% 02/21/14
3667252 20741173 $50.00 21.98% Current $13.80-36.20 $44.95 $0.35[0.4m] $45.31 $44.39 -2.03% 02/21/14
5425446 24031329 $50.00 24.83% Current $11.68-38.32 $46.32 $0.38[0.3m] $46.70 $45.77 -1.99% 02/21/14
5435196 24010647 $50.00 22.95% Current $11.20-38.80 $46.16 $0.32[0.3m] $46.47 $45.55 -1.98% 02/21/14
1488979 13134174 $25.00 15.80% Current $14.79-10.21 $14.72 $0.07[0.3m] $14.79 $14.05 -5.00% 02/21/14
8138457 32742444 $75.00 21.70% Current $6.15-68.85 $72.86 $0.47[0.3m] $73.33 $71.86 -2.00% 02/21/14
6114827 26415671 $50.00 20.80% In Grace Period $11.22-38.78 $43.69 $1.00[1.3m] $44.69 $43.80 -1.99% 02/21/14
5936898 26053807 $50.00 24.50% Current $10.15-39.85 $46.79 $0.27[0.2m] $47.06 $46.12 -2.00% 02/21/14
7668906 31619431 $50.00 22.40% Current $5.56-44.44 $48.12 $0.22[0.2m] $48.34 $45.92 -5.01% 02/21/14
3015695 17519300 $50.00 21.49% Current $17.69-32.31 $43.21 $0.19[0.2m] $43.41 $41.23 -5.02% 02/21/14
7864635 32241722 $50.00 23.40% Current $4.26-45.74 $48.64 $0.61[0.6m] $49.25 $46.79 -4.99% 02/21/14
4549030 24738699 $50.00 24.83% Current $10.22-39.78 $46.82 $0.78[0.8m] $47.60 $45.22 -5.00% 02/21/14
3163358 18283026 $50.00 17.77% Current $21.60-28.40 $36.19 $0.40[0.7m] $36.58 $34.76 -4.98% 02/21/14
6298875 27320507 $100.00 25.99% Current $17.94-82.06 $94.76 $1.06[0.5m] $95.83 $91.03 -5.01% 02/21/14
3186098 18224089 $50.00 21.00% In Grace Period $14.85-35.15 $44.27 $1.13[1.4m] $45.41 $43.13 -5.02% 02/21/14
6309480 27909904 $50.00 22.70% In Grace Period $7.70-42.30 $47.64 $0.62[0.6m] $48.26 $45.85 -4.99% 02/21/14
4309124 22102671 $50.00 21.49% In Grace Period $10.88-39.12 $46.01 $1.18[1.4m] $47.18 $44.83 -4.98% 02/21/14
6521796 28279737 $50.00 21.60% Current $11.34-38.66 $43.76 $0.25[0.3m] $44.01 $41.81 -5.00% 02/21/14
3293197 18928406 $50.00 21.98% Current $16.56-33.44 $43.83 $0.20[0.2m] $44.03 $41.83 -5.00% 02/21/14
2635062 17075361 $50.00 23.28% Current $18.32-31.68 $43.49 $0.21[0.2m] $43.70 $41.52 -4.99% 02/21/14
1465635 12724532 $25.00 21.98% Late (31-120 days) $8.97-16.03 $21.91 $1.70[4.2m] $23.62 $4.67 -80.23% 02/21/14
5608403 24584276 $50.00 21.49% Current $9.60-40.40 $46.54 $0.73[0.8m] $47.27 $44.91 -4.99% 02/21/14
1440415 12735929 $25.00 19.72% Current $11.09-13.91 $20.25 $0.22[0.6m] $20.47 $19.45 -4.98% 02/21/14
6115056 27073118 $50.00 24.08% Current $8.64-41.36 $47.24 $0.58[0.6m] $47.82 $45.43 -5.00% 02/21/14
5800338 25498184 $50.00 23.76% Current $10.01-39.99 $46.72 $0.57[0.6m] $47.29 $44.93 -4.99% 02/21/14
1548379 14009858 $50.00 20.49% Current $21.28-28.72 $41.22 $0.41[0.5m] $41.63 $39.55 -5.00% 02/21/14
3706234 20538852 $75.00 20.49% Current $20.00-55.00 $67.18 $0.63[0.5m] $67.80 $64.42 -4.99% 02/21/14
1457636 12716763 $25.00 15.31% Current $10.03-14.97 $19.80 $0.14[0.5m] $19.94 $18.94 -5.02% 02/21/14
4914962 23267145 $50.00 24.83% Current $11.68-38.32 $46.32 $0.27[0.2m] $46.60 $44.26 -5.02% 02/21/14
3163499 18224098 $50.00 19.72% Late (31-120 days) $10.48-39.52 $45.82 $3.54[4.7m] $49.37 $9.77 -80.21% 02/21/14
1508838 13437872 $50.00 22.95% Current $22.40-27.60 $41.68 $0.77[0.9m] $42.45 $40.33 -4.99% 02/21/14
1447125 12665982 $50.00 22.95% Current $23.79-26.21 $41.08 $0.71[0.9m] $41.78 $40.95 -1.99% 02/21/14
1488011 13059804 $25.00 22.95% In Grace Period $11.26-13.74 $20.80 $0.49[1.2m] $21.29 $20.86 -2.02% 02/21/14
I've always thought $50 notes were the best. The LC fee is rounded down (IE: $1.38 payment = 1c in fee, vs $0.68 = 1c in fee). Also, I figure if youhavhve 12.5K or more, then $50 are the way to go because I'd rather have my money more narrowly in better notes than spread over a slightly less desirable average. 12.5K / $50 = 250 notes, a reasonable diversity if your filters are good.