Back in May of 2013 I started investing with LC and immediately began relying on P2P-Picks for loan selection. I maintained separate portfolios for each of the P2P-Picks risk categories in which I invested through December of 2013. All of those loans are now fully matured and, for posterity, here are my annualized returns over the full term (36 month notes only):
PMAX 1 16.0%
PMAX 5 14.8%
PMAX 10 14.0%
PMAX 25 did not invest
LMIN 5 6.7%
LMIN 10 7.4%
LMIN 25 9.0%
No wonder I'm a spoiled brat and am completely disillusioned with todays meager returns and even net losses.
Mine are still aging...