My wife and I were very early investors in LendingClub notes and opened a STRATA SD-IRA account to invest tax-free. With the closing of the retail platform, we are moving our account to Horizon Trust to invest in Secured Promissory Notes issued by LCUSA Funding, a subsidiary of LendingUSA which originates consumer loans similar to LendingClub, but they are originated at retail point-of-sale for consumers.