Is there a way to get passed P2P's borrower algorithm and be able to talk to an underwriter to provide income documents? I received an automatic "deny". I make a very good income without a lot of debt and I am extremely capable of paying off my loan.
I'm in need of a funeral loan for $13500. I have been with my healthcare system over 11 years; I have lived at 2 addresses in the last 12 years....meaning I am a stable individual. I started out making $14/hr and I am now at $36/hr. Nine of those 11 years I was a single mother to my son (with minimal child support) and I financially took care of my OPIAD addicted mom. She took her own life last August and I need to pay my brothers back my portion of her funeral (they both have lost their jobs due to COVID). I have an extremely low credit score because I don't have any revolving debt. I do have, however, a loan my mom took out without my knowledge (I am currently working on getting that removed) that went into collections.
I realize all of this was TMI, but any information is greatly appreciated.
I'm in need of a funeral loan for $13500. I have been with my healthcare system over 11 years; I have lived at 2 addresses in the last 12 years....meaning I am a stable individual. I started out making $14/hr and I am now at $36/hr. Nine of those 11 years I was a single mother to my son (with minimal child support) and I financially took care of my OPIAD addicted mom. She took her own life last August and I need to pay my brothers back my portion of her funeral (they both have lost their jobs due to COVID). I have an extremely low credit score because I don't have any revolving debt. I do have, however, a loan my mom took out without my knowledge (I am currently working on getting that removed) that went into collections.
I realize all of this was TMI, but any information is greatly appreciated.