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Is anyone using Lending Club as a bank account now?

Started by sean3.eth, July 02, 2021, 12:57:51 PM

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sean3.eth

I have like a thousand bucks left in my Lending Club account and I see all the alerts from them to convert those funds into their "high yield" founders savings account at .75% APR. Such yield! But I am curious if anyone else is using Lending Club as a bank.


lascott

Our cash is in Ally which is only paying 0.50% but it is reliable, quick, and convenient.  They've improved their "bucket" management and flexibility since it has come out which is pretty handy for planning at a high-level. https://www.ally.com/do-it-right/banking/what-are-ally-banks-savings-buckets-and-boosters/

NEW LOANS:   | 338.eth 0.000 Ξ | ludicolo.eth 0.200 Ξ | ludicolo.eth 0.200 Ξ | ALL